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What credit unions are learning from Venmo and Zelle

first_img continue reading » The other day, I heard from a woman who is completely frustrated with her banking experience. She has one account at her local bank and another at a global institution. While she loves the neighborhood feel and personalization of the smaller bank, she was quick to point out the disparity of mobile features between the institutions. One provided her the ability to make her car payment, pay her cable bill and send money to her daughter’s account at another bank using Zelle. The other, a smaller institution, offered little in terms of these convenient features. As a result, she wastes a lot of time navigating between these two banks. If her local bank offered better digital services, she said she’d be happy to give up the other account.Her complaint is emblematic of the challenge facing smaller banks and credit unions: Consumers want to bank local but can’t bring themselves to sacrifice the convenience of full-service digital banking. This disconnect between consumer desire and the type of banking experience smaller institutions can afford to provide poses an existential threat to regional banks and credit unions. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more


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Gold Coast mansion sets a benchmark for luxury living

first_imgThe Sovereign Islands mansion at 14 King James Court is nothing short of luxurious.WHEN it comes to luxury living on the waterfront, it doesn’t get much better than this.The Sovereign Islands mansion epitomises opulence with soaring ceilings, wide windows that frame envious Broadwater views and top-of-the-line fixtures and fittings.Its modern design will not only stand the test of time but set a benchmark for others to emulate when creating lavish homes.The King James Court residence wasn’t always so well appointed though.Owners Clint and Jenny Karananos breathed new life into it through an extensive renovation, which took six months to complete. It has a timeless design with top-of-the-line features. The owners spent six months renovating the house to the highest standard.“It was actually a rental property we had, we were using it as a high-end rental,” Mr Karananos said.“We could see that there was some work to be done so we did a full renovation on it recently.”He said they were responsible for the rejuvenation of the house at 37-39 Brittanic Cres, which recently fetched the highest price on the Gold Coast this year after selling for $11 million, so they knew what they were doing.The five-bedroom mansion now has a much more contemporary style, with a neutral palette, crisp lines and cleverly integrated lighting giving it an air of sophistication. MORE NEWS: Fairytale ending to competitive auction Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 1:27Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -1:27 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD540p540p360p360p270p270pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenWhy Spring 2019 is a good time to sell01:27 MORE NEWS: Curved beach house lands sweet seven-figure dealcenter_img There are plenty of living spaces to sit back and relax, many of which have views. You can’t go past those views.“It’s obviously very modern and got all the latest cutting-edge technology,” Mr Karananos said.“It has a very special position on the Broadwater too.”He said the open water and views stretching as far as the Hinterland initially attracted him to the property.It is on a 700sq m block and has about 20m of water frontage.An open kitchen, lounge and dining area with adjoining media room form the main living area.It opens onto an entertainment terrace with a built-in barbecue and pool, and leads to a private pontoon.A guest bedroom and study are also on the ground floor. More from news02:37International architect Desmond Brooks selling luxury beach villa9 hours ago02:37Gold Coast property: Sovereign Islands mega mansion hits market with $16m price tag1 day agoThe main bedroom is like a five-star hotel suite. Even the bathrooms look slick.Upstairs, the main bedroom occupies the northern side of the house.It has a walk-in wardrobe, ensuite with a spa and balcony overlooking the Broadwater.There are three other bedrooms on the second floor, two of which share a bathroom while one has an ensuite, balcony and walk-in wardrobe.Sound-proof glass in the study, a built-in projector and surround sound system in the media room and a feature wine cellar are among its highlights.Mr Karananos hoped the new owners would love all that the property had to offer.“It’s something that’s going to be someone’s pride and joy,” he said.“It’s a beautiful home and we’d like to see it going to a family that would enjoy it.”Amir Prestige Property Agents’ Ivy Wu and Isaac Kim are seeking expressions of interest until October 15.last_img read more